Here are the weekly business news bytes for the duration 20th - 26th Sep, in under 4 minutes!

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Compiled by: Anshul

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What Is An Emergency Fund And How To Build One?

We read and hear news of people getting laid off, someone getting a huge medical bill, someone spending lacs on getting their car repaired because the damage was not covered under insurance. And yet, we refuse to accept that we may end up in a similar situation someday. Psychologists call this *optimism bias* - that enduring, it-won't-happen-to-me belief, no matter what the odds are.

How To Get Free Credit Report From CIBIL and Other Credit Agencies?

As per an RBI rule, an individual can get one free credit report every year from each of the four credit agencies in India- TransUnion CIBIL, Equifax, Experian, and High Mark CRIF. This means in a year you can get 4 credit reports. While this report is not as exhaustive as a paid report, it can be used to check your credit score and verify all the information present in the report. Here's how you can get your report.

How To Fix Issues In Your CIBIL Report To Avoid Loan Rejection?

In the last article 'how to improve your CIBIL score', we discussed the factors that influence a credit score and how one can maintain a healthy credit score. But there could be instances when the credit score is already damaged due to incorrect information with CIBIL. Or, the Credit Score is fine but some personal information in the report is incorrect, due to which the loan gets rejected. In such situations, people rush to Credit Repair companies and pay heavily from their pockets to get the CIBIL data rectified.

Your Weekly Dose of Business News: 20th Sep - 26th Sep 2020

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